
The LoanSum difference means that nowhere in the St. Louis market will you find a hard money lender who will close your investment property loan more quickly and easily, with minimal paperwork hassles (no tax returns or financial statements). No other hard money lender in St. Louis offers the loan-term flexibility and cost savings LoanSum does, with terms up to 12 months for new and existing customers.*
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The LoanSum difference means:
- Account approval within 24 hours. Set up an account with our easy-to-complete application.
- Lending 100% of purchase price for your real estate investment, including loan fees*
- Loans up to 75% of the ARV, based on borrower's total investment. Learn more about how approved loan amount is calculated.
- Over 40 years combined finance and lending experience in St. Louis real estate investment.
*our loans are determined on a case-by-case basis and approval is based on the property, borrower experience, borrower's liquidity (cash on hand), exit strategy, and borrower's credit.
With LoanSum, getting money for your investment is as easy as 1-2-3!
- Apply for an account with LoanSum by filling out our quick form with your basic information. You'll be notified right away with your pre-approved buyer status.
- Find a property. Browse our pre-approved property listings, or find a qualifying property on your own.
- Apply for a hard money loan for your real estate investment property. Once you've been assigned a client login, fill out the loan application for your specific property.
Whether you are looking to purchase a single-family, multi-family or commercial property in the St. Louis area, you will not find a more turnkey hard money loan program. That’s the LoanSum Difference.



